Government launched a web based portal www.vidyalakshmi.co.in for the students seeking educational loans On 20 August 2015. In order to ensure that no student misses out on higher education due to lack of money.This educational loan schemes under the(PMVLK) Pradhan Mantri Vidya Lakshmi Karyakram.
About the web based portal:
- The web Portal has been developed and maintained by the NSDL e-Governance Infrastructure Limited (NSDL e-Gov) under the guidance of Ministry.It is a 1st of its kind portal that provides access to information and makes application for the educational loans. scholarships under a single window.
- The web portal also has a provision to apply to the multiple banks for educational loans and facility for banks to download students’ loan applications.
- It also carter facility for banks to upload loan detail and processing status and students can view status of their loan application and linkage to National Scholarship Portal for information and application for govt.
- scholarships on the dashboard of the web-portal. Up till now over 13 banks have registered and 22 educational loan schemes on Vidya Lakshmi Portal.
- State Bank India, Bank of India, IDBI Bank, Canara Bank and Union Bank of India have integrated their system with web-portal for providing loan processing status to students.
Education loan portal launched by the government for students:
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